Legal Disclosures

Important information about our licences, authorisations and the regulatory frameworks that apply to our services.

Credit Licensing

Australian Credit Licence Holder	Beagle Finance Pty Ltd
Australian Credit Licence Number	383640
Licensee Address	Level 27, 10 Carrington Street, Sydney NSW 2000, Australia
Licensee Phone	1300 346 787
Licensee Email	ik_support@loankit.com.au

Credit Representative	Mr Aravind Sivarasu Kavandappan
Credit Representative Number	568438
Trading As	AJ Capital Australia
Address	282-284 Lonsdale Street, Dandenong VIC 3175, Australia
Phone	0468 853 047
Email	ak@ajcap.au

Real Estate Licensing

Property management and real estate sales activities are conducted in accordance with applicable State and Territory legislation.

QLD Real Estate Agent Licence: Mr Aravind Sivarasu Kavandappan, Licence No. 4865600. Property management and sales services in Queensland are provided under this licence.

If you have questions about which licence applies to your transaction or jurisdiction, please contact us.

General Advice Warning

The information on this website is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances. We recommend seeking independent legal, taxation and financial advice.

This website does not constitute personal financial advice or an offer of credit. Credit products are subject to lender approval, terms, conditions, fees and charges.

Comparison Rate Disclaimer

Comparison rates quoted on this website are based on a loan of $150,000 over 25 years unless otherwise stated. Warning: this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Anti-Hawking Notice

By submitting an enquiry through this website, you consent to being contacted by AJ Capital Australia about the products and services you have expressed interest in. We will not provide credit assistance or financial products unless you have requested them and we have assessed your needs in accordance with our licensing obligations.

Complaints & Dispute Resolution

If you have a complaint, please contact us or use our internal dispute resolution channel. If you are not satisfied, you may escalate to AFCA.

Internal Dispute Resolution	complaints@finsure.com.au
External Dispute Resolution	Australian Financial Complaints Authority (AFCA)
AFCA Website	www.afca.org.au
AFCA Email	info@afca.org.au
AFCA Phone	1800 931 678
AFCA Mail	GPO Box 3, Melbourne VIC 3001